Passive restraints and other failures

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Gap insurance is a insurance that you need to buy these days if you purchase a new car.. A new car loses its value rather quickly. If you total your car in the first year your insurance will not pay it off. Why? Because your payments have been going to mostly interest and nothing much on principal. So therefore without gap insurance you are responsible for the part that never got paid off by the primary
From what I am told from my own past experience, you have to be going at least 25 miles an hour in order for your airbags to deploy. When I had my accident, I was going under 25 miles an hour when I hit the ditch on impact and my airbags did not deploy. ??? Sometimes I wonder if it just depends on the vehicle and the situation? Also Pam is correct about the "gap insurance". After my second new vehicle, I leased a Jeep Cherokee and when you have a lease you must have "gap insurance". It really does not cost that much more on your payment, but it just might save you in the end when something like this happens. But the problem I have most with the whole situation is that we pay insurance on a monthly basis and if you are in a wreck, they are allowed to put "after market" parts on your vehicle. When I had my accident last March, somehow my battery was taken out and replaced with an after market battery unbeknownest to me as there was nothing wrong with the battery after the accident and the car started right up, the car just would not come out of the mud hole I had created. So then what happens, a couple months later my car won't start and when I have it taken to the dealership the salesman comes out he asks me when I bought the battery that is currently in my car. I ask him what he meant as the battery was a factory battery and should still be under warranty. He tells me "no" that the battery is not the factory battery that Mazda uses so once again I got taken by my Insurance company who had a deal set up with the Honda dealership as this was the preferred body shop to take my wrecked vehicle to. So my warranty was no good and not to mention the fact that I was then told I was missing my "skid" plate underneath my vehicle and if I ordered one it would cost me an extra $150.00 dollars plus the labor cost. Needless to say, I do not have a skid plate at this point. Sometimes I think it is a horrible racket but what else can you do? ;-)

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Happy Pappy
United States
When your cell phone's to your ear - Your driving brain is out of gear

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